December 29, 2007

We are pleased to share with you the news that A.M. Best has affirmed Star Casualty's rating of B++.
You, our agent partners, helped make this possible. In a year of challenges you and Star proved
that we manage for the long term interests of our customers. Thank you for making this possible.

Regards,

Don Moser
Vice President
Marketing and Product Management
Star Casualty Insurance Company
786-395-5745
dmoser@starcasualty.com
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